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Speaking of waiting...overdue CreditCore® announcement

While we're all waiting for the results of this unusual election, we wanted to share some long overdue news that got shelved earlier this year when the pandemic hit. As they say "The show must go on".

F&M Bank went into production with CreditCore®_Consumer and CreditCore®_Business in November of 2019 after an efficient and smooth implementation.

"We were in need of a simplistic application process, automated decisioning, and integration to our document preparation and imaging software.  We found all of this and so much more with CreditCore®.  Their software, customer service, and support are above industry standards.  They continue to implement ways to improve our experience in lending and assisting our customers." said Sarah Hankinson, Consumer Loan Process Manager of F&M Bank.

Check out Sarah's full CreditCore® review here.

Adair Taulbee of 3530 Technologies said that "F&M Bank has been a fantastic client partner to work with. The F&M team is always innovating and looking for ways they can leverage CreditCore® to provide their customers with a first-class experience. They've been able to further increase the percentage of loans they are auto decisioning and reduce decision time since implementation by fine-tuning CreditCore®'s powerful decision engine."


F&M has 30 offices and over 34 ATMs located in Fulton, Williams, Henry, Defiance, Lucas, Wood and Hancock counties in Ohio, as well as Adams, Allen, DeKalb, Jay and Steuben Counties in Indiana. Toward the end of 2007, F&M opened a new office in Perrysburg and expanded into Indiana with offices in Butler and Auburn. In August 2008, F&M opened a new full service office in Angola, Indiana. In July of 2010, F&M expanded into Hicksville, Ohio. Our Waterville, Ohio office opened in May of 2013 and F&M expanded into Custar, OH in December of 2013. In August of 2014, we opened an office in Sylvania, OH. 2016 brought even more exciting changes to F&M. We opened our Huntertown Office in Fort Wayne, Indiana, our 24th office in Bowling Green, Ohio and in 2018 our 25th office in Findlay, Ohio.

In January of 2019, F&M completed the acquisition of Limberlost Bancshares, Inc., the holding company for Bank of Geneva. The merger brings F&M’s total office count to 30 by adding five offices in Indiana in Berne, Decatur, Monroe, Monroeville and Portland.

F&M continues to serve the financial needs of individuals, farmers, businesses, and industries by offering the traditional banking products, as well as online, mobile and telephone banking products. Our online and mobile products allow access to account information and fund transfers 24 hours a day, seven days a week. With the F&M Mobile App and Digital Services you can access your accounts, check balances, transfer funds, or pay your bills from your smart phone.

Founded on the principles and values of focusing on the client partner relationship as well as providing a best-in-class loan origination solution to lending institutions in the U.S., 3530 is the preeminent vendor partner of choice for institutions who are thirsty for positive change.

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